Privacy Policy

At My Wedding & Event Planning Insurance (“we,” “us,” or “our”), we are committed to protecting your privacy and the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this Privacy Policy carefully. By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined in this Privacy Policy. If you do not agree with our policies and practices, please do not use our website or services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Request a quote for event insurance
• Purchase an insurance policy
• Sign up for our newsletter
• Contact our customer service
• Participate in surveys or promotions
• Submit a claim

The personal information we may collect includes:

• Name, address, email address, and phone number
• Date of birth
• Payment information (credit card details, billing address)
• Event details (date, location, type, number of attendees)
• Information about vendors and venues
• Insurance history and claims information
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage patterns, including:

• IP address and device identifiers
• Browser type and version
• Operating system
• Pages visited and time spent on those pages
• Referring website addresses
• Geographic location (country and city level)
• Time and date of your visit

2. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process and fulfill your insurance requests, purchases, and claims
• Communicate with you about your account, policies, claims, or customer service inquiries
• Send you marketing communications, newsletters, and promotional materials
• Personalize your experience on our website
• Conduct research and analysis to improve our products and services
• Detect, prevent, and address technical issues, fraud, or illegal activities
• Comply with legal obligations and enforce our terms of service
• Protect the rights, property, or safety of our company, our users, or others

Legal Basis for Processing (For EEA Users)

If you are located in the European Economic Area (EEA), we will only process your personal information when we have a valid legal basis to do so, including:

• Consent: You have given us permission to process your personal information for specific purposes.
• Contract: Processing is necessary to fulfill our contractual obligations to you.
• Legitimate Interests: Processing is necessary for our legitimate business interests, provided those interests do not override your rights and freedoms.
• Legal Obligation: Processing is necessary to comply with applicable laws and regulations.

3. Disclosure of Your Information

We may share your personal information with the following categories of third parties:

Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance. These service providers are contractually obligated to use your information only for the purposes of providing services to us and to maintain appropriate security measures.

Insurance Partners

We may share your information with insurance carriers, underwriters, and other partners who help us provide insurance coverage and process claims. These partners are bound by confidentiality obligations and may only use your information as necessary to provide these services.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency). We may also disclose your information to enforce our policies, respond to claims that content violates the rights of others, or protect anyone’s rights, property, or safety.

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

With Your Consent

We may share your information with other third parties with your consent or at your direction.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

Types of Cookies We Use

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be switched off in our systems. They are usually set in response to actions made by you, such as setting your privacy preferences, logging in, or filling in forms.
• Analytical/Performance Cookies: These cookies allow us to recognize and count the number of visitors and see how visitors move around our website. This helps us improve the way our website works, for example, by ensuring that users find what they are looking for easily.
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.
• Targeting Cookies: These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.

Your Cookie Choices

Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may worsen your overall user experience, as it will no longer be personalized to you. You may also not be able to use some of our features that require cookies to function properly.

Do Not Track

Some browsers have a “Do Not Track” feature that signals to websites that you visit that you do not want to have your online activity tracked. Because there is not yet a common understanding of how to interpret the DNT signal, we currently do not respond to browser DNT signals.

5. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

We regularly monitor our systems for possible vulnerabilities and attacks and review our information collection, storage, and processing practices to update our physical, technical, and organizational security measures. We also restrict access to your personal information to those employees, contractors, and third parties who need to know that information in order to process it for us and who are subject to strict contractual confidentiality obligations.

6. Third-Party Links

Our website may contain links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You have the right to request copies of your personal information.
• Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• Erasure: You have the right to request that we erase your personal information, under certain conditions.
• Restriction: You have the right to request that we restrict the processing of your personal information, under certain conditions.
• Object: You have the right to object to our processing of your personal information, under certain conditions.
• Data Portability: You have the right to request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us using the information provided in the “Contact Us” section below.

California Privacy Rights

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). For more information about your California privacy rights, please see our California Privacy Notice.

8. Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we will take steps to remove that information from our servers.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: