1. Secure Comprehensive Wedding Insurance Early The earlier you secure wedding insurance, the better protected you’ll be. Comprehensive policies typically cover cancellations, postponements, vendor issues, property damage, and liability concerns. Most insurance experts recommend purchasing coverage at least 12-15 months before your wedding date. Look for policies that offer: Cancellation/postponement coverage Vendor failure protection Property damage coverage Liability insurance Weather-related disruptions 2. Understand Your Venue’s Insurance Requirements Many venues require couples to have liability insurance with specific coverage limits. Before finalizing your venue contract, ask about: Minimum liability coverage requirements Whether you need to name the venue as an additional insured Alcohol liability requirements if serving alcohol Property damage coverage expectations